Monzo Bank – Mobile Banking


Monzo is the revolutionary banking experience that will transform your perception of banking. It offers a comprehensive solution to your financial needs, where you can effortlessly spend, save and manage your money, all through the intuitive Monzo app.
4.4/5 Votes: 105,878
May 5, 2023
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Welcome to Monzo, the easy-to-use bank that has won awards for making managing your money a breeze.

With over 7 million customers in the UK, Monzo offers personal and business banking options that help you keep track of your finances, make payments, and budget more easily. We were voted Best British Bank, Best Business Banking Provider, and Best Banking App at the 2022 British Bank Awards, and we have an “Excellent” rating on TrustPilot.

With Monzo, you’re in control of your spending. You can set spending targets, schedule bills and payments, and get instant notifications when money comes in and out of your account. Plus, you can earn interest on your savings with our Savings Pots feature and turn your spare change into savings with automatic roundups.

Group spending is easy with Monzo too. You can split bills and set up Shared Tabs for ongoing expenses, settle individual bills as you go, or request money and make payments with a link.

Introducing Monzo Flex, our flexible credit option that lets you turn almost any purchase into 3, 6, or 12 monthly instalments. Monzo Flex is a flexible alternative to both Buy Now Pay Later and credit cards, and eligible purchases made with the Flex card are protected with Section 75 Protection.

If you’re a small business owner, Monzo Business Banking can help you stay on top of your finances with options for international payments, multi-user access for limited companies, invoicing, and more.

Monzo is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person. Join Monzo today and take control of your money!

What's new

You can now set individual spending targets for any or all of your categories in Trends! We’ll even recommend amounts for each category based on your past habits.
Did you just move? You can also request an address change in the settings screen.