PocketGuard is a free budgeting app that simplifies personal finance for individuals who want to stay on top of their money. The app employs intelligent algorithms to take care of routines like expense tracking and bill monitoring, freeing users from the burden of constantly crunching numbers. The “IN MY POCKET” feature calculates disposable income after bills, savings, and necessary expenses, ensuring users always know their actual safe-to-spend amount.
PocketGuard’s comprehensive analytics provide various reports to help users learn from their spending habits, make necessary adjustments, and optimize their monthly budget. The app also functions as a bill organizer and subscription manager, automatically identifying bills and subscriptions and including them in the monthly budget. Users can use PocketGuard’s bill organizer to negotiate better rates with providers and the subscription manager to stop paying for services they no longer need.
PocketGuard’s budget app offers tools to set and reach financial goals, and users can connect all their credit and loan accounts to set up a debt-payoff plan. The app’s smart algorithm calculates the most profitable debt repayment strategy to help users save hundreds or even thousands by paying less in interest.
PocketGuard employs bank-level security with 256-bit SSL encryption and PIN codes and biometrics like Touch ID and Face ID. PocketGuard connects to U.S. and Canadian financial institutions only. While the app offers a premium subscription, PocketGuard Plus, users can use the app for free. PocketGuard Plus offers additional features, and users can choose to purchase it at monthly, annual, or lifetime intervals.
Overall, PocketGuard is a user-friendly app that simplifies personal finance and helps individuals achieve their financial goals.
